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Fuel Your Business Growth with Flexible Financing

Get customized business loans from ₹5 lakh to ₹5 crore with competitive interest rates starting at 10.5% per annum. Quick approval, minimal documentation, and dedicated relationship manager support.

₹5 Cr
Maximum Loan Amount
10.5%
Starting Interest Rate
48 hrs
Quick Approval

Why Choose Our Business Loans

Comprehensive financing solutions designed specifically for growing businesses and enterprises

Flexible Loan Amounts

Borrow anywhere from ₹5 lakh to ₹5 crore based on your business needs and repayment capacity

Competitive Interest Rates

Get the best rates starting at 10.5% per annum with transparent pricing and no hidden charges

Quick Approval Process

Get approval within 48 hours with minimal documentation and hassle-free digital processing

Flexible Repayment Tenure

Choose repayment periods from 12 to 84 months that align with your business cash flow

Minimal Documentation

Simple document requirements with digital upload facility for faster processing

Dedicated Support

Personal relationship manager to guide you through the entire loan journey

Types of Business Loans We Offer

Tailored financing solutions for every stage and type of your business

Term Loans

Fixed amount loans with predictable EMIs for capital expenditure, business expansion, or working capital needs

  • Loan amount: ₹5 lakh to ₹5 crore
  • Tenure: 12 to 84 months
  • Interest rate: 10.5% - 16% p.a.

Working Capital Loans

Revolving credit facilities to manage day-to-day operational expenses and maintain healthy cash flow

  • Flexible withdrawal and repayment
  • Pay interest only on utilized amount
  • Quick access to funds when needed

Invoice Financing

Get immediate cash against your unpaid invoices to bridge payment gaps without waiting for customer payments

  • Up to 90% of invoice value
  • No collateral required
  • Funds disbursed within 24 hours

Equipment Financing

Purchase machinery, vehicles, or technology equipment with loans structured around asset lifecycle

  • Up to 100% equipment cost financing
  • Equipment serves as collateral
  • Tax benefits on depreciation

Eligibility Criteria

Check if your business qualifies for our loan offerings

Business Requirements

Business Age
Minimum 2 years of operational history
Annual Turnover
Minimum ₹10 lakh annual revenue for the last 2 financial years
Business Type
Proprietorship, Partnership, Private Limited, or LLP registered in India
Profitability
Positive EBITDA for at least 1 of the last 2 years
Banking History
Maintain active current account with 12 months banking history

Promoter/Director Requirements

Age
Between 25 to 65 years at the time of loan application
Credit Score
Personal CIBIL score of 650 or above preferred
Ownership
Minimum 25% stake in the business entity
Residency
Indian resident with permanent address proof
Clean Record
No history of defaults or bankruptcies in the last 3 years
Special Note

Startups with less than 2 years of operations may be considered on a case-by-case basis with additional requirements such as higher collateral or personal guarantees. Contact our business loan specialists for personalized assessment.

Required Documentation

Keep these documents ready for a smooth application process

Identity & Address Proof

  • • PAN Card of business and promoters
  • • Aadhaar Card of all directors/partners
  • • Passport size photographs
  • • Residence proof (utility bills)

Business Documents

  • • Business registration certificate
  • • MOA & AOA (for companies)
  • • Partnership deed (if applicable)
  • • GST registration certificate

Financial Statements

  • • Last 2 years audited financials
  • • Last 2 years ITR with acknowledgment
  • • Balance sheet and P&L statements
  • • Provisional financials (current year)

Bank Statements

  • • Last 12 months current account statements
  • • Savings account statements (promoters)
  • • Credit card statements (if applicable)
  • • Existing loan account statements

Additional Documents

  • • Business continuity proof
  • • Office address proof (rent/lease deed)
  • • Property documents (for secured loans)
  • • Stock and receivables statements

Compliance Certificates

  • • Shop and Establishment license
  • • Pollution clearance (if applicable)
  • • Industry-specific licenses
  • • Import-export license (if applicable)
Digital Document Upload

All documents can be uploaded digitally in PDF, JPEG, or PNG format. Our secure portal supports documents up to 5MB each. Self-attested copies are acceptable for initial review, originals will be verified later.

Business Loan Calculator

Calculate your monthly EMI and understand your repayment schedule

Loan Details

₹5L ₹5Cr
10.5% 20%
12 months 84 months

Repayment Summary

Monthly EMI
₹83,359
Principal Amount
₹25,00,000
Total Interest
₹5,00,924
Total Amount Payable
₹30,00,924

Note: The EMI calculation is indicative and based on the reducing balance method. Actual EMI may vary based on your credit profile, business vintage, and lender policies. Processing fees, GST, and other charges are not included in this calculation.

Simple Application Process

Get your business loan in 4 easy steps

1

Check Eligibility

Use our eligibility calculator to check if you qualify. Get instant indication of approval likelihood.

2

Submit Application

Fill the online application form and upload required documents digitally through our secure portal.

3

Quick Verification

Our team verifies your documents and business details. Get approval decision within 48 hours.

Receive Funds

Upon approval, funds are disbursed directly to your business account within 24-48 hours.

Frequently Asked Questions

Find answers to common questions about business loans

What is the maximum loan amount I can get for my business?
The maximum business loan amount is ₹5 crore. However, the actual sanctioned amount depends on various factors including your business turnover, profitability, repayment capacity, credit history, and collateral offered. Generally, we can finance up to 80% of your annual turnover or 4-5 times your monthly revenue, subject to meeting other eligibility criteria.
Do I need to provide collateral for a business loan?
How long does it take to get loan approval?
Can I prepay my business loan without penalty?
What are the fees and charges associated with business loans?
Will applying for a loan affect my credit score?

Ready to Grow Your Business?

Get customized business loan offers from multiple lenders. Compare rates, choose the best option, and get funds in your account within 48 hours.

50,000+
Businesses Funded
₹2,500 Cr+
Loans Disbursed
4.8/5
Customer Rating